Terms of Use — Insure for Life

Last Updated: March 28, 2026

Welcome

These Terms of Use ("Terms") govern your access to and use of our website and services. By accessing or using our website, you agree to be bound by these Terms and our Privacy Policy.

1. Eligibility

By using this site, you represent that you are at least 18 years of age and a resident of the United States. Our insurance products and services are only available to individuals in states where Insure for Life is licensed to do business.

2. No Professional Advice

The information provided on this website is for general informational purposes only. It does not constitute medical, legal, financial, or tax advice. You should consult with a licensed insurance agent or professional advisor before making any decisions based on the content of this site.

3. Insurance Quotes and Coverage

  • Non-Binding: Any quotes provided on this site are estimates and do not constitute an offer of insurance or a guarantee of coverage.
  • Underwriting: All insurance applications are subject to the underwriting requirements of the respective insurance carrier.
  • Accuracy: You agree to provide accurate and complete information when requesting a quote or communicating with us. Providing false information may result in the denial of a claim or the voiding of a policy.

4. Intellectual Property

All content on this site—including text, graphics, logos, and code—is the property of Insure for Life or its content suppliers and is protected by copyright and trademark laws. You may not reproduce, distribute, or create derivative works from this content without our express written consent.

5. Prohibited Uses

You agree not to:

  • Use the site for any fraudulent or unlawful purpose.
  • Interfere with the operation of the site or the servers used to make the site available.
  • Attempt to "scrape" or collect data from the site using automated means.

6. Limitation of Liability

To the maximum extent permitted by law, Insure for Life shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of, or inability to use, this website.

7. Third-Party Links

Our website may contain links to third-party websites (such as insurance carrier portals or our affiliates). Insure for Life does not endorse or assume any responsibility for the content or practices of these external sites.

8. Changes to These Terms

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting to this page. Your continued use of the site after changes are posted constitutes your acceptance of the new Terms.

9. Governing Law

These Terms are governed by the laws of the state in which Insure for Life is headquartered, without regard to its conflict of law principles.

10–13. SMS Messaging Terms

  1. You can cancel the SMS service at any time. Just text "STOP" to the [Phone Number]. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.
  2. If you are experiencing issues with the messaging program you can reply with the keyword "HELP" for more assistance, or you can get help directly at [support email address or toll-free number].
  3. Carriers are not liable for delayed or undelivered messages.
  4. As always, message and data rates may apply for any messages sent to you from us and to us from you. You will receive [message frequency]. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.

If you have any questions regarding privacy, please read our privacy policy: [link to privacy policy]

15. Contact Information

If you have any questions regarding these Terms, please contact us at: